Aarambha: Learn & Invest

Privacy Policy

What we collect, why we collect it, and the choices you have.

Effective date: October 28, 2026Sampatwise Solutions Pvt Ltd

The short version

  • We collect details you give us, like your name, email and phone number, plus basic usage data.
  • We use it to run and improve our Services and support you. We never sell or rent your data.
  • AISHA's questions are sent to our AI provider, Anthropic, to write the answer. The chat isn't saved — we keep only anonymous counts. The Credit Card Coach keeps the cards and statement numbers you add until you delete them.
  • You can ask to access, correct or erase your information at any time.

01Introduction

Aarambha: Learn & Invest / Adi: Learn to Invest (“we,” “us,” “our”) is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website www.aarambha-invest.com and use our services (collectively, the “Services”). By accessing our Services, you agree to the terms of this Privacy Policy.

Advisory note: All investment consultations, for the India app only, are provided by Prashanth Sekhar (SEBI RIA - INA200016412).

02Information We Collect

2.1 Personal Information

When you register for an account or use our Services, we may collect personal information, including but not limited to:

  • Name
  • Date of Birth
  • Email Address
  • Phone Number
  • Employment Status
  • Bank Account Information
  • Tax Identification Number
  • Any other information you voluntarily provide

2.2 Non-Personal Information

We may also collect non-personal information about your interactions with our Services, including:

  • IP Address
  • Browser Type
  • Device Information
  • Usage Data (e.g., pages viewed, time spent on the site)

2.3 Cookies and Tracking Technologies

We may use cookies and similar tracking technologies to enhance your experience on our site. You can manage your cookie preferences through your browser settings. See our Cookie Policy.

03How We Use Your Information

We may use the information we collect for various purposes, including:

  • To provide and maintain our Services
  • To notify you about changes to our Services
  • To allow you to participate in interactive features
  • To provide customer support
  • To gather analysis or valuable information
  • To monitor the usage of our Services
  • To detect, prevent, and address technical issues
  • To fulfill any other purpose for which you provide it

04Disclosure of Your Information

We do not sell or rent your personal information to third parties. We may share your information in the following circumstances:

  • With Service Providers: We may share your information with third-party service providers who assist us in operating our Services.
  • For Legal Reasons: We may disclose your information if required to do so by law or in response to valid requests by public authorities.

05AISHA and the Credit Card Coach

5.1 AISHA

  • When you ask AISHA a question, we send it to our AI provider, Anthropic, so it can write the answer. The last few messages of the same chat are sent with it, so follow-up questions make sense. Anthropic handles this data under its own commercial terms and privacy policy.
  • Your chats aren't saved. We keep only counts: how many questions you've asked, for the daily and monthly limits, and which topics come up each day (for example “tax” or “loans”). Never your words. The question counts are tied to your account or device, because the limits need that; the topic counts are not linked to anyone.
  • Please don't share account or card numbers, PAN, Aadhaar, passwords or OTPs with AISHA.

5.2 Credit Card Coach

  • The Credit Card Coach saves what you add so it can show your plan: your cards (bank, card name and last 4 digits), the numbers read from statements and card terms you upload (amounts, dates, fees and interest rates), and the profile you save (such as income, savings and how fast you want to pay off). It is linked to your account, or, if you use the coach without signing in, to a random ID stored in your browser.
  • Statements and card terms you upload are sent to Anthropic to read the numbers. We don't keep the files or any PDF password. Your coach questions are sent to Anthropic to answer them and are not stored.
  • You can delete a card, or all your coach data, at any time in the coach. Deleting your account deletes it too.

06Data Security

We take reasonable measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

07Your Rights

Depending on your location, you may have the following rights concerning your personal information:

  • The right to access
  • The right to rectification
  • The right to erasure
  • The right to restrict processing
  • The right to data portability

08Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

09Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Questions about this page?

Write to us and a real person will reply.

Email [email protected]