Aarambha: Learn & Invest9 calculators
- Self-employed
Freelancer & advance tax
Tax on your profit, and what to pay by when.
Plan my advance tax - Tax year 2026-27
Income tax calculator
Your tax for 2026-27, in either regime.
Work out my tax - Your payslip
CTC to take-home
What actually reaches your bank each month.
Find my take-home - Stock awards
RSU tax: at vest and on sale
The tax when your shares vest, and again when you sell.
Work out my RSU tax - Mutual funds
SIP calculator
What a monthly SIP could grow to.
Project my SIP - Home · car · personal
Loan EMI & prepayment
Your EMI, the real cost, and what prepaying saves.
Check my EMI - FIRE number
How much do I need to retire early?
Your financial-independence (FIRE) number, and how far away it is.
Find my number - 7.1% now
PPF calculator
A steady, tax-free base for long-term savings.
See my PPF grow - 8.2% now
Sukanya Samriddhi
A dedicated fund for your daughter's future.
Plan her fund
Credit Card Coach
Credit card debt? Let's pay it off.
Statements are hard to read. The Coach turns yours into plain words and a plan.
- Every fee and the real interest, in plain words
- What paying only the minimum due really costs
- A month-by-month plan to be debt-free
Free to try on the web.
Ask AISHA, Aarambha's free AI money CFO (education only, not advice).
How we check these calculators: what we test, the rules they follow, and rounding.